Promoting Multilingual Communicative Competence for the Labor Market

Development of Communicative Competence 1 Running head: DEVELOPMENT OF COMMUNICATIVE COMPETENCE Development of Communicative Competence Through Private and Inner Speech

the test for adverse selection in life insurance market: the case of mellat insurance company

انتخاب نامساعد یکی از مشکلات اساسی در صنعت بیمه است. که ابتدا در سال 1960، توسط روتشیلد واستیگلیتز مورد بحث ومطالعه قرار گرفت ازآن موقع تاکنون بسیاری از پژوهشگران مدل های مختلفی را برای تجزیه و تحلیل تقاضا برای صنعت بیمه عمر که تماما ناشی از عدم قطعیت در این صنعت میباشد انجام داده اند .وهدف از آن پیدا کردن شرایطی است که تحت آن شرایط انتخاب یا کنار گذاشتن یک بیمه گزار به نفع و یا زیان شرکت بیمه ...

Communicative Competence1 Communicative Competence: A Comparison of Two Approaches

This article is a comparison of the Natural Approach and Communicative Language Teaching. Using the Richards and Rodgers’ model for conceptualizing approaches and methods described in Approaches and Methods in Language Teaching, 1986, Cambridge University Press, I compare and contrast these two approaches carefully at the level of approach, design and procedure. At the level of approach, I look...

“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”

abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

Examining the Duration of Unemployment, Reasons for Leaving the Job and Staying in the Labor Market

Abstract. With the industrialization of societies, the issue of employment also faced changes. specially For women, with the increase in the level of education, their desire to do jobs that were exclusive to men in the past, has become a tendency to engage in social activities along with men. Men also try to enter the labor market as soon as possible due to family responsibilities and the duty...